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Anniversary Life |
Plan description
| 1 | This is a Whole Life participating with cash dividend and terminal dividend policy. |
| 2 | Premium paying period is up till age 100. However, payment period can be shortened with Future Premium Deposit Fund (FPDF). |
| 3 | Terminal dividend is projected to be payable upon death of the Insured after policy year 15 or maturity at age 100; whichever is earlier. |
| 4 | Surrender Dividend is projected to be payable upon surrender of the policy after policy year 15. |
| 5 | In order to support the expected higher benefits under this plan, this product will see a higher asset allocation to equity investment compared to existing traditional life policies. |
Underwriting
| 1 | Issue age : | 0 - 65 |
| 2 | Minimum Sum Assured : | RM10,000 |
| 3 | Free Enhanced Advanced Payment & Waiver of Premium (EAPWP) for standard life, non-smoker and size discount. | |
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| E.g. | Male Age 30 non-smoker, standard life. RM100,000 protection with simultaneous saving. | ||
| Monthly premium | Cash Provident Fund for family | Saving for Retirement at | |
| RM183.00 | RM100,000 + Yearly Dividend | Age 55: RM101,961 | |
| + Terminal Dividend | Age 60: RM145,034 | ||
| Age 65: RM197,716 | |||