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Our Products Main page Application form

COMPREHENSIVE HOME POLICY
 
YOU'RE COVERED FOR THESE...
  SECTION 1
BUILDING
Pays you for loss or damage to the building caused by fire, explosion, theft, malicious damage, strike and riot, aircraft damage, impact damage, bursting of pipes, and other perils.  Building includes your fixtures, fittings, interior decorations, walls, gates and fences.		    AND EVEN MORE......
We pay up to 10% of total sum insured for loss of rental
We pay for fees, clearance and shoring up cost following loss or damage (additional sum insured)
We pay on accidental breakage of fixed glass in an occupied house caused other than by any of the  insured perils (additional premium)
Insured's liability to the Public (limit RM50,000)
 
SECTION 2
CONTENTS
Pays you for loss or damage to your household contents caused by the abovementioned perils.  Contents include all your furniture and personal property belonging to you and your family.		 AND EVEN MORE......
We pay up to 10% of the sum insured for expenses incurred for alternative accommodation
We pay on accidental breakage of mirrors
We pay for loss or damage to clothing and personal effects of your resident domestic servants
Insured's liability to the Public (limited RM50,000)
Fatal injury to the insured occuring in the Private Dwelling caused by thieves or fire
Cover on contents whilst temporarily removed
 
SECTION 3
PERSONAL VALUABLES
Pays you for loss or damage to your jewellery and personal effects as well as those belonging to members of your household (family members) occuring anywhere in the world (except countries excluded in the policy).  Valuables include all articles of gold, silver, jewellery, watches, cameras and works of art.  You have to bear the first RM150 or 2% whichever is the higher of each claim (except Golfers "Hole-in-One").
 		 AND EVEN MORE......
 
We pay up to RM500 for loss of money or passport
We pay you up to RM350 for misuse of your lost credit card and/or ATM card
For GOLF enthusiasts, drinks on AIA (up to RM350) for a "Hole-in-One" at the golf club.
We pay up to RM1,000 per person or RM4,000 per family for loss/damage of luggage while travelling
SECTION 4
PERSONAL LIABILITY
Provides cover for you, your spouse and children against legal liability for bodily injury and/or property damage to Third Party arising out of negligence on a WORLDWIDE basis (except USA, Canada and few other countries).
 
Liability limit of your choices
RM100,000 -any one occurrence
RM150,000 -any one occurrence
RM200,000 -any one occurrence
Property damage limit is RM500 any one occurence.
 
Liability suits can cost a "bomb" to any family's financial ability
It doesn't "rain" but "pours"
Accident due to negligence can occur anywhere and anytime
Premium is only 20 cent a day