AIG Travel PA Product Information

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AIG Assist® Global Travel Protection

Perlindungan Perjalanan Global AIG Assist®

AIG Assist Overseas Student Insurance

Insurans Perjalanan Penuntut AIG Assist

AIG Corporate Assist Business Travel Insurance

Insurans Perniagaan Perjalanan AIG Corporate Assist

Whether you are travelling for business or pleasure, there are many unforseen circumstances that may force you to cancel your trip, return home early or seek emergency medical treatment abroad. AIG Assist® has been designed to protect you and give you peace of mind while travelling overseas. From medical emergency to lost of luggage, we have got you covered. Policies under AIG Assist® are sold for travel duration of a maximum of 6 months (182 days) and are restricted to three major destinations and are generally not renewable.
Sama ada anda dalam perjalanan untuk urusan perniagaan atau bercuti, terdapat pelbagai kejadian yang tidak disangka yang boleh memaksa anda membatalkan perjalanan anda, pulang lebih awal atau mendapatkan rawatan perubatan kecemasan di luar negara. AIG Assist® dicipta untul melindungi anda semasa perjalanan di luar negara, lantas memberikan anda ketenangan fikiran. Dari rawatan kecemasan hingga kepada kehilangan bagasi, anda sentiasa dilindungi. Polisi di bawah AIG Assist® di jual dalam tempoh masa perjalanan maksima untuk 6 bulan (182 hari) dan adalah tertakluk kepada tiga destinasi utama dan tidak boleh di perbaharui.

Schedule of Benefits / Jadual Manfaat-manfaat

BENEFITS / MANFAAT-MANFAAT	INDIVIDUAL / INDIVIDU
Medical And Evacuation Expenses / Perbelanjaan Perubatan dan Perpindahan
Medical Expenses Perbelanjaan Perubatan - Follow Up Treatment (Up To 30 Days) - Rawatan Susulan (Sehingga 30 hari)	up to RM 300,000 excess RM 50 per claim Sehingga RM300,000 dan melebihi RM50 untuk setiap tuntutan up to RM 30,000 subject to Medical Expense Limit Sehingga RM30,000 tidak melebihi limit untuk Perbelanjaan Perubatan
Hospital Income Penginapan di Hospital	up to RM 15,000 [RM 250 per day (max up to 60 days)] Sehingga RM15,000 [RM250 sehari (maks. Sehingga 60 hari)]
Emergency Medical Evacuation And Repatriation Perpindahan Kecemasan Untuk Perubatan dan Penghantaran Balik	Unlimited Tidak Terhad
Compassionate Visit (Due To Hospitalization Of Insured) Lawatan Ihsan (Disebabkan Kemasukan ke Hospital Orang Yang Menerima Perlindungan)	Travel Cost (Economy Ticket) up to RM 500 per day for accommodation & travelling expenses Kos Perjalanan (Tiket Ekonomi) Sehingga RM500 sehari untuk penginapan dan perbelanjaan perjalanan
Compassionate Visit (Due To Insured’s Death) Lawatan Ihsan (Disebabkan Kematian Orang Yang Menerima Perlindungan)	up to RM 5,000 sehingga RM5,000
Child Guard (Due To Hospitalisation Of Insured) Pengawasan Kanak Kanak (Disebabkan kemasukan ke Hospital Orang Yang Menerima Perlindungan)	Travel Cost (Economy Ticket) up to RM 500 per day for accommodation & travelling expenses Kos Perjalanan (Tiket Ekonomi) Sehingga RM500 sehari untuk penginapan dan perbelanjaan perjalanan
Travel Inconvenience Benefits / Manfaat-Manfaat Perjalanan
Cancellation Pembatalan	up to RM 18,000 excess RM 50 per claim sehingga RM18,000 melebihi RM50 untuk satu tuntutan
Curtailment Pemendekkan	up to RM 18,000 excess RM 50 per claim sehingga RM18,000 melebihi RM50 untuk satu tuntutan
Flight Delay Kelewatan Penerbangan	up to RM 3,200 [RM200 for first 8-hours, RM 300 for every subsequent 8-hours] sehingga RM3,200 [RM200 untuk 8 jam pertama, RM300 untuk setiap 8 jam seterusnya]
Flight Misconnection Ketinggalan Penerbangan	up to RM 500 sehingga RM500
Baggage Delay Penangguhan Bagasi	Up to RM 700 per person for more than 8-hours delay sehingga RM700 seorang untuk kelewatan lebih dari 8 jam
Loss Of Baggage & Personal Effects Kehilangan Bagasi dan Barangan Peribadi	up to RM5,000 excess RM50 per claim (Any 1 item RM 500) sehingga RM5,000 melebihi RM50 untuk satu tuntutan (Untuk satu Item RM500)
Loss Of Travel Documents Kehilangan Dokumen Perjalanan	up to RM 5,000 sehingga RM5,000
Loss Of Money Kehilangan Wang	up to RM 750 excess RM 50 per claim sehingga RM750 melebihi RM50 untuk satu tuntutan
Child Education Fund (Due To Insured’s Death) Dana Pendidikan Anak (Disebabkan Kematian Orang yang Menerima Perlindungan)	RM 5,000 RM 5,000
Personal Liability Manfaat Kemalangan Persendirian	RM 1,000,000 RM 1,000,000
Personal Accident Benefit / Manfaat Kemalangan Persendirian
Personal Accident Manfaat Kemalangan Persendirian	RM 200,000 RM 200,000
24 Hours worldwide travel accident services Perkhidmatan Bantuan Perjalanan 24 Jam Diseluruh Dunia	Unlimited Tiada Had

Family Plan

The spouse coverage is equal to the insured person.
Each child receives the same benefit amount as the parents, except personal accident where each child shall be entitled to received 25% of the insured person

Pelan Keluarga

Perlindungan suami/isteri adalah bersamaan dengan Orand Yang Menerima Perlindungan
Setiap anak akan mendapat jumlah manfaat yang sama seperti ibu/bapa melainkan kematian disebabkan kemalangan dimana setiap anak berhak untuk menerima sebanyak 25% daripada manfaat Orang yang Menerima Perlindungan.

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Premium Table / Jadual Premium

Length of Trip	REGION 1		REGION 2		REGION 3 / WORLDWIDE
Length of Trip	Individual Individu	Family Keluarga	Individual Individu	Family Keluarga	Individual Individu	Family Keluarga
1 - 5 days / hari	28	68	40	98	49	130
6 - 10 days / hari	43	106	59	143	89	198
11 - 15 days / hari	62	155	89	223	123	308
16 - 20 days / hari	83	228	113	283	177	430
21 - 31 days / hari	116	290	166	415	235	588
Each additional week or part (Max. 182 days) Setiap tambahan minggu atau sebahagian (maks. 182 hari)	20	50	30	78	45	120

Please add RM10.00 stamp duty to above premium.

Pay to: GOLDEN HILL ENTERPRISE
Account No: 008-056-208128
(Malayan Banking Bhd)

Note: Please SMS to 012-5158027 when payment is made and application form submitted to expedite the processing. Thank you and have a great day!

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CORE BENEFITS MANFAAT TERAS	BASIC Plan Maximum Limit PELAN ASAS Had Maksimum (RM)	PREMIERE Plan Maximum Limit PELAN PREMIER Had Maksimum (RM)
Study Interruption / Gangguan Pengajian	RM 18,000	RM 30,000
Compassionate Visit / Lawatan Ihsan	RM 12,000	RM 18,000
Emergency Medical Evacuation & Repatriation Of Remains Perpindahan Kecemasan untuk Perubatan & Penghantaran Balik Mayat	RM 300,000	RM 600,000
24 Hrs AIAS Assistance Service Perkhidmatan Bantuan AIAS 24 Jam	FREE PERCUMA	FREE PERCUMA
Felonious Assault Resulting in Disablement Or Accidental Death Serangan Jenayah yang Mengakibatkan Hilang Upaya atau Kematian Kemalangan	RM 18,000	RM 30,000
Personal Accident / Kemalangan Diri	RM 150,000	RM 300,000
Lost Luggage & Personal Effects Hilang Bagasi & Barang Diri	RM 1,500	RM 3,000
Personal Liability Abroad Tanggungan Diri di Seberang Laut	RM 300,000	RM 300,000
Premium Schedule / Jadual Premium	BASIC Plan Pelan ASAS	PREMIERE Plan Pelan PREMIER
Up to 6 months / Sehingga 6 bulan	RM 360	RM 630
Up to 12 months / Sehingga 12 bulan	RM 720	RM 1,260
Up to 24 months / Sehingga 24 bulan	RM 1,440	RM 2,520

OPTIONAL BENEFITS MANFAAT TERAS	BASIC Plan Maximum Limit PELAN ASASHad Maksimum (RM)	PREMIERE Plan Maximum Limit PELAN PREMIERHad Maksimum (RM)
Medical Expenses For Accident & Sickness Perbelanjaan bagi Kemalangan & Sakit Kecemasan	RM 150,000	RM 300,000
Additional Premium Schedule / Jadual Premium Tambahan
Up to 6 months / Sehingga 6 bulan	RM 720	RM 990
Up to 12 months / Sehingga 12 bulan	RM 1,440	RM 1,980
Up to 24 months / Sehingga 24 bulan	RM 2,880	RM 3,960

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AIG Corporate Assist
Business Travel Insurance

For the frequent business and/ or leisure travelers, we offer a choice of two annual plans: Corporate Plan and Premier Plan.
(Optional Domestic Plan available)

Untuk perjalanan urusan perniagaan dan/atau percutian,kami menawarkan pilihan pelan tahunan yang meluas: Pelan Korporat dan Pelan Premier.
(Pilihan Pelan Domestik didapati)

Corporate Plan (Annual) / Pelan Korporat (Tahunan)

Our Corporate Plan is a policy designed the way frequent business and/ or leisure travelers want it – convenient and with comprehensive protection. This includes personal accident, medical and travel inconvenience benefits. For complete peace of mind, we also offer a 24-hour worldwide emergency assistance service, which is just a phone call away.

Pelan Korporat kami dicipta sebagaimana yang diinginkan oleh ahli perniagaan dan/ atau individu yang sentiasa dalam perjalanan – mudah dan dengan perlindungan komprehensif. Ini termasuk manfaat kemalangan persendirian, perubatan dan manfaat kesulitan perjalanan. Untuk ketenangan fikiran sepenuhnya, kami menawarkan perkhidmatan bantuan seluruh dunia 24 jam dengan satu pangilan telefon sahaja.

Premier Plan ( Annual ) / Pelan Premier (Tahunan)

In addition to the convenience of 24-hour worldwide emergency assistance service, our premier plan offers a higher amount of coverage for personal accident, medical expenses and personal liability benefits. The increased levels of coverage will give our business and/ or leisure travelers maximum protection.

Selain kemudahan perkhidmatan bantuan kecemasan seluruh dunia selama 24 jam, Pelan Premier kami menawarkan amaun perlindungan lebih tinggi untuk manfaat kemalangan peribadi, perbelanjaan perubatan dan liabiliti peribadi. Pertambahan tahap perlindungan mamberikan perlindungan maksimum kepada perjalanan perniagaan dan/atau percutian kami.

Optional Plan Domestic / Pelan Pilihan Domestik

Our Domestic plan is covering frequent business and/ leisure travelers within Malaysia. This plan cover medical expenses (due to accident), unlimited Evacuation and Repatriation benefits.

Pelan Domestik kami melindungi ahli perniagaan dan /atau individu yang bercuti di dalam Malaysia. Pelan ini meliputi perbelanjaan perubatan (akibat kemalangan), Tiada Had Perpindahan Kecemasan untuk Perubatan dan Pengembalian Jenazah.

Section / Seksyen	BENEFITS / MANFAAT-MANFAAT	Maximum Benefit Level / Kadar Manfaat Maksima
Section / Seksyen	BENEFITS / MANFAAT-MANFAAT	Corporate Plan / Pelan Korporat	Premier Plan / Pelan Premier
Personal Accident Benefit / Manfaat Kemalangan Persendirian
Section / Seksyen 1	Personal Accident / Kemalangan Persendirian	RM 200,000	RM 500,000
Overseas Medical & Evacuation Benefits / Manfaat - manfaat Perubatan & Perpindahan
Section / Seksyen 2	Medical Expenses / Perbelanjaan Perubatan	RM 100,000	RM 300,000
Section / Seksyen 3	Post Hospitalisation / Selepas Penginapan Di Hospital	RM 100 per visit / setiap lawatan (max. 3 visits / maksima 3 lawatan)	RM 150 per visit / setiap lawatan (max. 3 visits / maksima 3 lawatan)
Section / Seksyen 4	Hospital Confinement / Penginapan Di Hospital	RM 150 per day / sehari (max. 60 days / maksima 60 hari)	RM 200 per day / sehari (max. 60 days / maksima 60 hari)
Section / Seksyen 5	Double Hospital Confinement Benefit in ICU/ Manfaat Dua Kali Ganda Kemasukan Hospital di ICU	RM 300 per day / sehari (max. 60 days / maksima 60 hari)	RM 400 per day / sehari (max. 60 days / maksima 60 hari)
Section / Seksyen 6	Emergency Medical Evacuation / Perpindahan Kecemasan Untuk Perubatan	Unlimited / Tiada Had
Section / Seksyen 7	Repatriation of Mortal Remains / Penghantaran Balik Jenazah	Unlimited within Malaysia / Tiada Had di dalam Malaysia
Section / Seksyen 7		RM15,000 out of Malaysia / di luar Malaysia	RM30,000 out of Malaysia / di luar Malaysia
Section / Seksyen 8	Compassionate Visit / Lawatan Ehsan	RM 5,000	RM 8,000
Travel Inconvenience Benefits / Manfaat - manfaat Perjalanan
Section / Seksyen 9	Trip Cancellation / Pembatalan Perjalanan	RM 8,000	RM 10,000
Section / Seksyen 10	Trip Curtailment / Pemendekkan Perjalanan	RM 5,000	RM 8,000
Section / Seksyen 11	Travel Delay / Kelewatan Perjalanan	Up to RM 1,000 (RM 200 for every 6 hours) / Sehingga RM 1,000 (RM 200 untuk setiap 6 jam)
Section / Seksyen 12	Missed Departure / Ketinggalan Perlepasan	RM 250	RM 500
Section / Seksyen 13	Baggage Delay / Kelawata Bagasi	Up to RM 1,000 (RM 200 for every 6 hours) / Sehingga RM 1,000 (RM 200 untuk setiap 6 jam)	Up to RM 1,600 (RM 200 for every 6 hours) / Sehingga RM 1,600 (RM200 untuk setiap 6 jam)
Section / Seksyen 14	Loss of Baggage & Personal Effects / Kehilangan Bagasi dan Barang Barang Peribadi	RM 5,000	RM 5,000
Section / Seksyen 15	Damage or Loss of Laptop Computer / Kerosakan atau Kehilangan Komputer Pangku	RM 1,000	RM 1,250
Section / Seksyen 16	Loss of Travel Documents / Kehilangan Dokumen Perjalanan	RM 2,000	RM 2,000
Section / Seksyen 17	Loss of Personal Money / Kehilangan Wang Persendirian	RM 500	RM 1,000
Section / Seksyen 18	Legal Fees / Yuran Guaman	RM 15,000	RM 15,000
Section / Seksyen 19	Personal Liability / Liabiliti Peribadi	RM 500,000	RM 1,000,000
Section / Seksyen 20	Credit Card Indemnity / Indemniti Kad Kredit	RM 3,000	RM 5,000
Section / Seksyen 21	Child Education Fund / Dana Pendidikan Anak	RM 5,000 per year / setahun (up to max. 5 years / maksima 5 tahun)
	24 hours Worldwide Travel Assist / Perkhidmatan Bantuan Perjalanan 24 Jam di Seluruh Dunia	Free / Percuma

Domestic Travel / Perjalanan Domestik
Benefits / Manfaat - manfaat		Maximum Sum Insured (RM) / *Kadar Insuran Maksima (RM)*
Section / Seksyen 22	Medical Expenses (Due to Accident) / Perbelanjaan Perubatan (Akibat Kemalangan)	RM 20,000
Section / Seksyen 23	Evacuation & Repatriation / Perpindahan Kecemasan untuk Perubatan dan Pengembalian Jenazah	Unlimited / Tiada Had
Section / Seksyen 24	Trip Cancellation / Pembatalan Perjalanan	RM 500
Section / Seksyen 25	Flight Delay / Kelewatan Penerbangan	Up to / Sehingga RM 1,000 (RM 200 every 6 hrs / setiap 6 jam )
Section / Seksyen 26	Baggage Delay / Kelewatan Bagasi	RM 200 (by flight only / melalui penerbangan sahaja)
Section / Seksyen 27	Loss of Baggage / Kehilangan Bagasi Sub-limits / Had Yuran	RM 2,000 (Excess / ekses RM 50)
Section / Seksyen 28	Personal Computer / Komputer Peribadi Jenis Laptop	RM 2,000
Section / Seksyen 29	Golf Equipment / Peralatan Golf	RM 1,000
Section / Seksyen 30	Personal Liability / Tanggungan Perseorangan	RM 1,000,000
* If travel by land, destination is beyond 100 km from the normal place of business or place of residence. * Jika menggunakan perjalanan darat, destinasi mestilah lebih 100 km dari tempat biasa perniagaan atau tempat kediaman.

Annual Premium / Premium Tahunan
Corporate Plan / Pelan Korporat		Premier Plan / Pelan Premier
Regional / Serantau	International / Antarabangsa	Regional / Serantau	International / Antarabangsa
RM 180	RM 260	RM 255	RM 365
Optional - Domestic Travel / Perjalanan Domestik
RM 50	RM 50	RM 50	RM 50

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THE REGIONAL COUNTRIES	:	ASEAN countries, China, Hong Kong, Macau, Taiwan, Korea, Australia, New Zealand, Japan & India
INTERNATIONAL	:	Regional countries and the rest of the World
NEGARA-NEGARA SERANTAU	:	Negara ASEAN, China, Hong Kong, Macau, Taiwan, Korea, Australia, New Zealand, Jepun & India
ANTARABANGSA	:	Negara Serantau dan Di Seluruh Dunia


REGION 1 :	Malaysia (East to West Malaysia or vice versa), Singapore, Thailand, Indonesia, Brunei, Philippines, Sri Lanka, Taiwan, Hong Kong, Macau, Myanmar, Cambodia, Vietnam, China ,India, Korea, Laos and Pakistan.
REGION 2 :	Worldwide excluding USA and Canada (E.g. New Zealand, Australia)
REGION 3 :	Worldwide including USA and Canada.

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