What is Personal Accident Insurance?

Personal Accident Insurance covers bodily injury that is caused solely and directly by accident. An accident is an event that is unexpected, not intended or designed.

Personal Accident (PA) Insurance provides protection to the policy holder against accident bodily injury. The premiums are strictly for protection cover and there is no accumulation of cash values. The premiums are very inexpensive.

Do you need it?

Although many people own life insurance because they are aware of the risk of dying, most people ignore the risk of getting into an accident. Yet, depending on who/where you are, you are much more likely to get into an accident than you are to die.